Mortgages
The Money Edit explains everything you need to know about mortgages and how to find the right option for you.
Explore Mortgages
Latest
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Government support for first-time buyers - could we see a return of Help to Buy?
If you’re looking to buy your first home, we round up all the government support available to first-time buyers plus other essential information
By Rebecca Goodman Last updated
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UK house prices latest: house prices are falling
What’s really going on with UK house prices? We explain the latest house price trends, mortgage deals and if now is a good time to buy or sell a home
By Katie Binns Last updated
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Moving home: why failing to share your new address could cost you money
When you move home you’ll want to share your new address with family and friends – but being slow to update your contact details with councils, banks and the DVLA can be costly
By Sue Hayward Published
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Should I overpay my mortgage?
Homeowners are spending record amounts on overpaying their mortgages. We explain what you need to consider before overpaying, and whether it’s better to save or invest your spare cash
By Ruth Emery Last updated
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Should I fix my mortgage rate?
Interest rates are expected to rise again on the back of stubborn inflation, before falling next year. We look at the pros and cons of fixing your mortgage rate and what to consider if you need to remortgage soon.
By Stephanie Baxter Last updated
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Skipton Building Society to offer deposit-free mortgages for “trapped renters” - everything you need to know about 100% deals
Everything you need to know about how to get a mortgage with no deposit
By Katie Binns Published
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Stamp duty: are you entitled to a tax refund worth thousands?
There are plenty of reasons why homebuyers may be entitled to a stamp duty refund, but it’s important to only claim if you’re eligible for a refund (and beware the claims management companies)
By John Fitzsimons Published
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House price hotspots: 50 areas where property prices have shot up the most
Which areas have seen the strongest house price growth over the past decade? Discover the towns and locations around the UK where property prices have more than doubled.
By John Fitzsimons Published
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Faster mortgage support for Universal Credit claimants – what it means for you
If you claim Universal Credit, you can now get quicker support with paying your mortgage. We look at when you can get it and how to access it
By Stephanie Baxter Published
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Fixed mortgages vs variable rate mortgages: which is right for you?
The pros and cons of fixed rate and variable rate mortgages
By John Fitzsimons Last updated
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Interest rates rise to 4.25% - what does it mean for your money?
The Bank of England has increased the base rate for the 11th time in a row. We look at whether rates could rise further this year, and what the latest hike means for your mortgage and savings
By Ruth Emery Published
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What will a Bank of England interest rate rise mean for your mortgage rate and payments?
The Bank of England could raise rates again when it meets on Thursday, potentially hiking rates to 4.25%. We explain what it could mean for your mortgage - and how to get help if you’re struggling with payments
By Ruth Emery Last updated
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New support for struggling mortgage borrowers - but there's a cost
Around 356,000 borrowers may be at risk of missing monthly payments by summer 2024. We explain what help will now be available - and the impact it can have on your credit score
By Stephanie Baxter Last updated
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First-time buyer mortgage deals September 2023: the best deals this month
We round up the cheapest mortgages for first-time buyers and explain how to get the best deal
By Cathy Hudson Last updated
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Biggest house prices drop in a decade, says Nationwide
Why annual house price growth has fallen to the lowest level in a decade
By John Fitzsimons Published
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Seven mortgage mistakes to avoid according to experts
Experts reveal the top mistakes you should avoid when looking for the best mortgage deals on the market
By Vaishali Varu Published
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Eviction notices rise 98% - how can renters protect themselves?
New figures show Landlords serving an eviction notice have surged by 98% in the last year- What can renters do if they get served a section 21 or section 8 notice?
By Vaishali Varu Published
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Remortgage deals September 2023: the ultimate guide to the latest offers
As interest rates go up, we’ve found the latest remortgage deals and explain why it’s worth switching
By Cathy Hudson Last updated
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Base rate rises to 4% - what it means for your money
The Bank of England has increased the base rate from 3.5% to 4%, marking the 10th rise in a row. We explain what this means for your mortgage, savings and loans
By Ruth Emery Published
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House prices drop for fifth straight month: 10 places least and most vulnerable to house price crash
As house prices drop for the fifth month in a row, we reveal the 10 areas of the UK most immune to falling property prices
By John Fitzsimons Published
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Is now a good time to buy a house?
As house prices fall in November you may wonder if it’s a good time to buy a house. We explain what to consider
By Katie Binns Last updated
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Buying a house: the UK’s most expensive postcodes
Data from GetAgent has broken down the most expensive and cheapest postcodes in which to buy a property
By Nicole García Mérida Published
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Where you can find the happiest homes for less-than-average house prices - do you live in one of these happiness hotspots?
Could you live in an area with above-average happiness and below-average house prices?
By Katie Binns Published
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House prices rose 10.3% in November - yet first monthly fall since October 2021
Average house price increased 10.3% year-on-year to November
By Katie Binns Published
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Should I fix my mortgage for two, five or 10 years?
Should I fix my mortgage? What to consider when looking at two, five and 10-year fixes. We explain what you need to know
By Katie Binns Last updated
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Biggest January rise for house prices since pandemic
House prices have had their biggest January increase since before the pandemic, according to Rightmove, yet the number of homes for sale is historically low
By Katie Binns Published
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How are mortgage payments calculated?
When looking at how are mortgage payments calculated you’ll need to factor in the size of the mortgage, the interest rate and how long it’ll last.
By Rebecca Goodman Published
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House selling costs and process explained
There's lots to think about when it comes to house selling costs, here we outline everything you need to factor into your budget
By Rebecca Goodman Published
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How much deposit do you need to buy a house?
If you’re wondering how much deposit you need to buy a house, it’s easy to get an idea by looking at your income and the property value and a mortgage calculator can help
By Rebecca Goodman Published
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