Mortgages
The Money Edit explains everything you need to know about mortgages and how to find the right option for you.
Explore Mortgages
Latest
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Base rate rises to 4% - what it means for your money
The Bank of England has increased the base rate from 3.5% to 4%, marking the 10th rise in a row. We explain what this means for your mortgage, savings and loans
By Ruth Emery • Published
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House prices drop for fifth straight month: 10 places least and most vulnerable to house price crash
As house prices drop for the fifth month in a row, we reveal the 10 areas of the UK most immune to falling property prices
By John Fitzsimons • Published
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UK house prices latest: are house prices going down?
What’s really going on with UK house prices? We explain the latest house price trends, mortgage deals and if now is a good time to buy or sell a home
By Katie Binns • Last updated
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Is now a good time to buy a house?
As house prices fall in November you may wonder if it’s a good time to buy a house. We explain what to consider
By Katie Binns • Last updated
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What will a Bank of England interest rate rise mean for your mortgage rate and payments?
The Bank of England is widely expected to raise rates again when it meets on Thursday. We explain what could happen - and what it will mean for your mortgage
By Ruth Emery • Last updated
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Buying a house: the UK’s most expensive postcodes
Data from GetAgent has broken down the most expensive and cheapest postcodes in which to buy a property
By Nicole García Mérida • Published
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Where you can find the happiest homes for less-than-average house prices - do you live in one of these happiness hotspots?
Could you live in an area with above-average happiness and below-average house prices?
By Katie Binns • Published
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House prices rose 10.3% in November - yet first monthly fall since October 2021
Average house price increased 10.3% year-on-year to November
By Katie Binns • Published
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Should I fix my mortgage for two, five or 10 years?
Should I fix my mortgage? What to consider when looking at two, five and 10-year fixes. We explain what you need to know
By Katie Binns • Last updated
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Biggest January rise for house prices since pandemic
House prices have had their biggest January increase since before the pandemic, according to Rightmove, yet the number of homes for sale is historically low
By Katie Binns • Published
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How are mortgage payments calculated?
When looking at how are mortgage payments calculated you’ll need to factor in the size of the mortgage, the interest rate and how long it’ll last.
By Rebecca Goodman • Published
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House selling costs and process explained
There's lots to think about when it comes to house selling costs, here we outline everything you need to factor into your budget
By Rebecca Goodman • Published
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How much deposit do you need to buy a house?
If you’re wondering how much deposit you need to buy a house, it’s easy to get an idea by looking at your income and the property value and a mortgage calculator can help
By Rebecca Goodman • Published
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What are the costs of buying a house?
It’s not just the deposit you’ll need when calculating the costs of buying a house, there are also things like solicitor fees, survey costs, stamp duty, and moving costs to factor in
By Rebecca Goodman • Published
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What is the process of buying a house? From offer to completion
From making an offer on your dream home to getting the keys and moving in. The process of buying a house in 10 simple steps
By Rebecca Goodman • Published
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How to remortgage in 2023: 1.4m households face big hikes
If your mortgage is up for renewal this year it’s crucial to have a plan as 1.4m households renewing deals face significant increases. We explain what you can do.
By Katie Binns • Published
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Spray foam insulation: is it a good idea or will I struggle to remortgage or sell my home?
Around 250,000 households have bought spray foam insulation in recent years. We explain risks for your home
By Katie Binns • Published
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How to choose an estate agent to keep costs low
Estate agents can be costly, so its important to pick the right one. We share our top tips to help you keep the costs low when selling a house
By Marc Shoffman • Published
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Government to extend mortgage guarantee scheme to help first-time buyers
The mortgage guarantee scheme will continue beyond 31 December to offer 95% loans to help get first-time buyers on the property ladder. We explain everything you need to know about the scheme
By Katie Binns • Published
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Millions face £250 monthly mortgage rise next year
The Bank of England has warned that homeowners will need to pay thousands of pounds in extra mortgage repayments next year. We explain what help is available if you’re worried about rising mortgage costs.
By Ruth Emery • Published
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House prices fall at the fastest rate since 2008
Fallout from mini-Budget blamed for biggest monthly house price drop in 14 years
By John Fitzsimons • Published
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The best places to live in the UK and how much it will cost to move
Revealed: how much houses cost in the best places to live in the UK
By Vaishali Varu • Published
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UK house prices fall at their fastest pace in two years
Nationwide’s house price index showed a 1.4% month-on-month decrease in prices, their biggest fall since June 2020 as rising mortgage costs weigh on the market
By Nicole García Mérida • Published
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House sales are up by 38% on last year, but clouds gathering for UK housing market
Official home sales figures paint a rosy picture for October, but the looming storm is likely to sink sales
By Sue Hayward • Last updated
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Property sales stall while rental market picks up steam
The UK housing market is grinding to a halt, according to surveyors, with house prices falling in East Anglia and south-east England
By Ruth Emery • Published
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House price growth in cities ‘outstripping’ increases in surrounding areas
Values in cities are rising at a faster rate than their outskirts - but there are exceptions
By Katie Binns • Last updated
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Five things you need to know before buying a house with your partner
If you’re buying a house with your partner and don’t protect your share of the deposit or mortgage, you could be at risk of losing thousands of pounds if you later split up. We spoke to experts to find out what you need to know
By Vaishali Varu • Published
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Remortgaging: we look at the pros and cons
Thinking about remortgaging? Read our guide before making your decision
By Samantha Partington • Last updated
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Mortgage types explained: which one is right for you?
Different mortgage types may seem confusing. We explain everything you need to consider when you apply for one
By Katie Binns • Last updated
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