Savings
Expert advice and top ideas for making your savings work harder
Latest
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What’s the 50/30/20 rule for budgeting and how to do it
The 50/30/20 rule for budgeting suggests dividing your monthly income into three spending categories. We explain everything you need to know
By Katie Binns Last updated
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Five ways women can boost their pension savings
We explain how women can bridge the pension savings gap and bring their pension pots in line with men
By Katie Binns Published
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State pension age could hit 68 sooner than expected - what it means for you
The state pension age may have to rise faster than planned because of strain on public finances. We explain what it means for your retirement plan
By Katie Binns Published
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NS&I increases interest rates in a boost for savers and Premium Bond holders
It’s good news for savers and premium bond holders as NS&I increases rates on five accounts
By Vaishali Varu Published
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Premium Bonds - are they worth it?
With NS&I interest rates the highest in over a decade, we look at how Premium Bonds compare to savings accounts?
By Ruth Emery Last updated
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What is National Savings and Investments? NS&I explained
About 25 million people in the UK have some kind of NS&I savings account or investment. But what is it and why is it so popular?
By Emma Lunn Last updated
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Why are ATM cash machine withdrawals rising in a ‘cashless’ era?
Banking customers withdrew £4 billion more from a cash point in 2022 than in 2021, according to ATM network, Link
By Vaishali Varu Published
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Opt out of pension? How to make up a pension shortfall
Workers who opt out of their pension amid the cost of living crisis will need to pay around three times more than they save to make up the shortfall
By Katie Binns Published
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Rising prices add almost 20% to “minimum” cost of retirement
Retirees trying to achieve a basic standard of living have seen their expenses soar due to high inflation. We outline tips to boost your pension and how to prepare for retirement.
By Ruth Emery Published
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Debt vs saving: should you pay off your debts or save?
Is it better to pay off debt or save? We explain
By Katie Binns Published
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What is budgeting and how can you do it?
Budgeting pushes you to be aware of exactly what you have going in and out of your account, pay off your debts faster and achieve your goals
By Katie Binns Published
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The 1p challenge: How to save £667 in a year with the penny-saving challenge
If you want to start saving but your budget is tight, the 1p challenge could be for you. Here’s how it works
By Vaishali Varu Published
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Premium Bonds vs the National Lottery - which is more likely to make you a millionaire?
Premium Bonds vs the National Lottery – which is more likely to make you a millionaire?
By Katie Binns Last updated
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January 2023 Premium Bond winners revealed making two millionaires - how to check if you’ve won
Some Premium Bond holders start 2023 off well as the January prize draw winners are announced. We tell you how to check if you’ve won
By Vaishali Varu Published
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Premium Bond prize rate hiked: what does it mean for your chance of winning?
NS&I has increased the prize rate from 2.2% to 3%, meaning there are hundreds of extra prizes in every draw. It has also hiked the interest rates on a trio of savings accounts
By Ruth Emery Last updated
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Premium Bond alternatives: savings accounts that offer chance to win prizes
Going for a savings account that offers prizes may mean you give up on interest, in the hope of landing a beefy cash prize
By John Fitzsimons Last updated
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Pensions versus Lifetime ISAs - which is best for your retirement plans?
A pension and a Lifetime ISA can both be used to save for retirement. But they each have different rules, and their own pros and cons. We look at how they compare so you can work out which is best for you.
By Ruth Emery Published
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State pension warning — mothers risk missing out on £1,000s in retirement
A new Mothers Missing Millions campaign aims to help women check if they’re affected by the government's state pension payments errors.
By Katie Binns Last updated
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December’s Premium Bond winners revealed. How to check if you are a prize winner
Millions of lucky Brits with Premium Bonds will get good news as the winners of the December prize draw are announced. Here’s how to check if you are a winner
By Adam French Published
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£80 million in unclaimed premium bond prizes - how to check and claim yours
More than two million unclaimed premium bond prizes - we tell you how to claim yours
By Vaishali Varu Last updated
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First Direct regular saver doubles interest rate from 3.5% to 7% - here's how to get it
The massive rate hike will take the First Direct regular saver straight to the top of the best-buy tables. We explain what you need to know
By Ruth Emery Last updated
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HSBC regular saver rate hiked from 1% to 5% - here's how to get it
The bank is increasing interest rates on a range of savings products including its HSBC regular saver account and cash ISAs.
By Ruth Emery Published
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Energy bill increases: how to beat unfair energy direct debit hikes
As energy bills rise, some customers have noticed their direct debits payments have increased by more than expected. Here are your rights if you are affected
By Ruth Emery Published
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How does a Lifetime ISA work and should I get a LISA?
Lifetime ISAs – also known as LISAs –allow people to save tax-free for retirement or a home with a government bonus. Here’s all you need to know.
By Ruth Jackson-Kirby Last updated
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Is my pension safe? What does the market turmoil mean for your retirement savings
After weeks of financial turmoil, you could be asking if your pension is safe. We explain what recent events means for your retirement pot - and the rules and regulations in place to protect you
By Ruth Emery Last updated
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What are salary sacrifice pensions?
A salary sacrifice pension can help boost your retirement pot. We explain what it is and how it works
By Ruth Jackson-Kirby Last updated
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How much state pension will I get?
The state pension is a vital part of retirement planning for many of us, but not everyone will be in line for the full amount. Here’s everything you need to know about how much state pension you will get.
By John Fitzsimons Last updated
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Everything to know about pensions
We explain everything to know about pensions so you can plan for a good retirement
By Katie Binns Last updated
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State pension increases by 3.1%
State pension has gone by £5.55 per week, but the increase is just half of the current rate inflation
By Katie Binns Last updated
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