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How to clear your student overdraft
What are the options open to graduates looking to clear their student overdraft?
By John Fitzsimons • Published
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February 2023 Premium Bond winners revealed making two millionaires - how to check if you’ve won
February’s draw sees the 500th premium bond holder millionaire celebrating their win, along with hundreds of other lucky winners
By Vaishali Varu • Published
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Surge in people searching for debt consolidation loans - could it help you?
Data shows people have started the new year with debt consolidation loans on their mind and are looking for ways to make repayments more affordable
By Katie Binns • Published
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NS&I brings back one-year 4% fixed rate Bonds - its highest rate since 2010
NS&I brings back one-year fixed bonds that pay 4% - and there’s potential rates rises for half a million savers too
By Katie Binns • Published
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Nine new shared banking hubs announced
As more branches close, locations for nine new banking hubs have been revealed to help improve access to cash. We explain who can use them and if there’s one near you
By Katie Binns • Last updated
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How to pay off debt
Making ends meet is increasingly difficult in a cost-of-living crisis – where can you get debt help and how can you pay it off?
By Sue Hayward • Last updated
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Zero-based budgeting going viral on Tik Tok - is it any good?
Zero-based budgeting has taken Tik Tok by storm with 12.8 million views, but will it work for your money and lifestyle when it comes to budgeting?
By Vaishali Varu • Published
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What’s the 50/30/20 rule for budgeting and how to do it
The 50/30/20 rule for budgeting suggests dividing your monthly income into three spending categories. We explain everything you need to know
By Katie Binns • Last updated
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What are interest rates?
It’s one of the main features to look for with any financial product is the interest rate, but what are interest rates?
By John Fitzsimons • Published
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What is an overdraft?
What is an overdraft, how much do they cost, and how can you avoid ending up in debt or with a damaged credit score?
By Esther Shaw • Published
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"I made £311 switching bank account, and you could too"
How one reader made £311 by switching plus tips on ways to switch
By Sue Hayward • Published
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Is it time to switch bank accounts for better service and a cash bonus?
Record numbers of bank account customers are switching banks – we look at why this is happening
By Sue Hayward • Published
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Five ways women can boost their pension savings
We explain how women can bridge the pension savings gap and bring their pension pots in line with men
By Katie Binns • Published
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Buy now pay later to impact credit scores
A buy now, pay later firm will start sharing data on its three million customers’ balances and repayments with credit rating agencies. We explain how this could affect their credit score and ability to borrow
By Katie Binns • Published
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State pension age could hit 68 sooner than expected - what it means for you
The state pension age may have to rise faster than planned because of strain on public finances. We explain what it means for your retirement plan
By Katie Binns • Published
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NS&I increases interest rates in a boost for savers and Premium Bond holders
It’s good news for savers and premium bond holders as NS&I increases rates on five accounts
By Vaishali Varu • Published
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Premium Bonds - are they worth it?
With NS&I interest rates the highest in over a decade, we look at how Premium Bonds compare to savings accounts?
By Ruth Emery • Last updated
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What is National Savings and Investments? NS&I explained
About 25 million people in the UK have some kind of NS&I savings account or investment. But what is it and why is it so popular?
By Emma Lunn • Last updated
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Lloyds and Halifax to axe 40 more bank branches - full list of closures
40 more bank branch closures have been announced by Lloyds and Halifax as the number of customers visiting sites has dropped significantly
By Vaishali Varu • Published
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Is it time to switch to a digital bank account for better customer service?
Trustpilot reveals its best user-rated bank accounts are all digital - is it time to make the switch?
By Vaishali Varu • Published
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Why are ATM cash machine withdrawals rising in a ‘cashless’ era?
Banking customers withdrew £4 billion more from a cash point in 2022 than in 2021, according to ATM network, Link
By Vaishali Varu • Published
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Market-leading NatWest 33-month balance transfer card now available for new customers
New and existing customers can now apply for NatWest 33-month balance transfer card
By Vaishali Varu • Published
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Cut the cost of paying off credit card debt by £1,200
New TotallyMoney research reveals you can cut the cost of paying off credit card debt by taking advantage of the best 0% balance transfer credit cards on the market
By Vaishali Varu • Published
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Credit card balances jumped by 10.1% in October
Outstanding credit card balances have grown by 10.1% while credit card spending is 15% higher than the previous October
By Katie Binns • Published
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Investing for beginners: why right now "investing is a must"
The Money Edit speaks to Kalpana Fitzpatrick, author of Invest Now: The Simple Guide to Boosting Your Finances, on why now could be a good time to invest if you have spare cash and how to get started
By Vaishali Varu • Published
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Opt out of pension? How to make up a pension shortfall
Workers who opt out of their pension amid the cost of living crisis will need to pay around three times more than they save to make up the shortfall
By Katie Binns • Published
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Rising prices add almost 20% to “minimum” cost of retirement
Retirees trying to achieve a basic standard of living have seen their expenses soar due to high inflation. We outline tips to boost your pension and how to prepare for retirement.
By Ruth Emery • Published
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New John Lewis reward credit card: is it worth it?
There are a host of rewards credit cards around today. How does the John Lewis Partnership credit card compare?
By John Fitzsimons • Published
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Debt vs saving: should you pay off your debts or save?
Is it better to pay off debt or save? We explain
By Katie Binns • Published
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