Ruth Emery
Ruth Emery is contributing editor at The Money Edit. Ruth is passionate about helping people feel more confident about their finances. She was previously editor of Times Money Mentor, and prior to that was deputy Money editor at The Sunday Times. A multi-award winning journalist, Ruth started her career on a pensions magazine at the FT Group, and has also worked at Money Observer and Money Advice Service. Outside of work, she is a mum to two young children, a magistrate and an NHS volunteer.
Latest articles by Ruth Emery
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Help for Households: deals and discounts you can claim now
Savings with Asda, Vodafone, Amazon, and Hollywood Bowl part of new government scheme to help with the rising cost of living
By Ruth Emery Published
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Are green energy tariffs cheaper than standard deals?
Green energy tariffs - everything you need to know
By Ruth Emery Last updated
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Should I extend my lease?
We highlight new government reforms, and explain how and when to extend a lease
By Ruth Emery Published
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Buy now, pay later: warning over shoppers using credit cards to cover payments
Two-fifths of BNPL customers borrowed money to make repayments, according to new research
By Ruth Emery Published
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Boris Johnson announces plans to boost home ownership among benefit claimants and first-time buyers
The prime minister is aiming to turn more of ‘Generation Rent’ into ‘Generation Buy’ - here’s what you need to know
By Ruth Emery Last updated
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Klarna starts reporting customers to credit rating agencies
Warning: If you use 'buy now, pay later', it will now go onto your credit file. Here’s how shoppers will be affected
By Ruth Emery Published
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Cost of Living help: Here’s how to get the help you need if you can’t pay bills
With the cost of living hitting a 40-year, we’ve put together a guide on all the help available if you can’t pay bills or need extra financial support
By Ruth Emery Published
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Millions to receive up to £1,500 with new government cost of living help package
A new cost of living help package announced this week will see vulnerable households get extra financial help worth up to £1,500. Here’s everything you need to know
By Ruth Emery Last updated
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£17 million of unspent Tesco Clubcard vouchers expire in May
How to use your Tesco Clubcard vouchers before they expire - and how to extend them
By Ruth Emery Last updated
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How to set up a lasting power of attorney
New rules will make it easier to set up a lasting power of attorney online. See our guide on how to set one up
By Ruth Emery Published
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Inflation reaches 9% - what this means for you
Prices hit 40-year high, adding huge pressure to budgets. Will the government help struggling households?
By Ruth Emery Published
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House price rises in rural areas outperform urban locations
Rural detached properties have seen the strongest price growth over the past five years, while urban flats have seen the weakest, according to Nationwide Building Society
By Ruth Emery Published
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Inflation jumps to 7% - what this means for you
Price rises hit another 30-year high, adding immense pressure on household budgets
By Ruth Emery Published
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Inflation impact: £10,000 in cash could shrink to ‘just £8,500 in five years’
Keeping your money in cash may seem like a sensible idea - but you need to be aware of the inflation risks
By Ruth Emery Published
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Average house prices soar by £33,000 over past year
UK house price growth hits a 17-year high, according to Nationwide
By Ruth Emery Published
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Credit card borrowing hits £1.5 billion as cost of living squeeze bites
Bank of England data reveals a 275% jump in borrowing last month
By Ruth Emery Published
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Three million people fear falling into debt in next six months
Millions of adults could be pushed into the red due to a growing household debt crisis
By Ruth Emery Published
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NatWest to enter the buy now, pay later market
NatWest is the first high street bank to enter the BNPL market
By Ruth Emery Published
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What is buy now, pay later?
BNPL allows you to spread the cost of your shopping. But how does it work, what are the fees, and is it regulated?
By Ruth Emery Published
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Interest rates rise again - here’s what it means for you
As interest rates go up again, we look at what this means for your mortgage, savings, and other household finances
By Ruth Emery Last updated
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What are NFTs?
We explain what are NFTs, how do you buy them, and could they be a good investment?
By Ruth Emery Published
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Interest rates rise to 0.75%
Bank of England increases interest rate to 0.75% - the highest since the start of the pandemic
By Ruth Emery Published
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Why women are missing out on investment opportunities
Women are missing out on investment opportunities that could boost their wealth
By Ruth Emery Published
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How to claim for storm damage on your home insurance
With three storms hitting the UK in less than a week in February, we explain how to claim for damage to your property
By Ruth Emery Published