Ruth Emery is contributing editor at The Money Edit. Ruth is passionate about helping people feel more confident about their finances. She was previously editor of Times Money Mentor, and prior to that was deputy Money editor at The Sunday Times. A multi-award winning journalist, Ruth started her career on a pensions magazine at the FT Group, and has also worked at Money Observer and Money Advice Service. Outside of work, she is a mum to two young children, a magistrate and an NHS volunteer.
Latest articles by Ruth Emery
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October 2022 energy price cap now expected to rise by 51%
New predictions show the average energy bill could shoot up to almost £3,000 this October. We explain what it means for you
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Credit cards: how do they work?
Everything you need to know about taking out a credit card, from the types available, benefits you could enjoy and pitfalls to look out for
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Buy now, pay later: warning over shoppers using credit cards to cover payments
Two-fifths of BNPL customers borrowed money to make repayments, according to new research
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Boris Johnson announces plans to boost home ownership among benefit claimants and first-time buyers
The prime minister is aiming to turn more of ‘Generation Rent’ into ‘Generation Buy’ - here’s what you need to know
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Klarna starts reporting customers to credit rating agencies
Warning: If you use 'buy now, pay later', it will now go onto your credit file. Here’s how shoppers will be affected
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Cost of Living help: Here’s how to get the help you need if you can’t pay bills
With the cost of living hitting a 40-year, we’ve put together a guide on all the help available if you can’t pay bills or need extra financial support
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Check Pension Credit eligibility NOW to unlock an extra cost of living payment on top of the £300 one for pensioners
Find out if you’re eligible for Pension Credit to get the extra cost of living help payment - which includes £300 for pensioners plus a further £650 for those on Pension Credit
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Millions to receive up to £1,500 with new government cost of living help package
A new cost of living help package announced this week will see vulnerable households get extra financial help worth up to £1,500. Here’s everything you need to know
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Will energy prices go down in 2023? Latest predictions for October 2022 and beyond
As households grapple with a big increase to their electricity and gas bills, we look at whether energy prices will rise again in October, and if they could fall in 2023
