Latest articles by Ruth Emery
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How to cut your energy bills by making your home greener
Homeowners can install solar panels, insulation and a heat pump to reduce their bills - plus there’s no VAT to pay
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Time running out to use up non-barcoded stamps
Act now to use up old first and second class stamps by 31 July before they become invalid for postage
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Coronation freebies and discounts: what’s up for grabs
From free railcards and holiday giveaways to discounts off food, we highlight the special offers launched to mark the coronation of King Charles III
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Should I overpay my mortgage?
Homeowners are spending record amounts on overpaying their mortgages. We explain what you need to consider before overpaying, and whether it’s better to save or invest your spare cash
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Five state pension changes coming this month
The government is making several changes to state pension payments in April, due to the rising cost of living. We explain what you need to know.
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Nationwide: when will I get my grocery cashback?
Nationwide is offering a £100 million cashback scheme to its current account customers. We look at how much you can earn and how to get the money.
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State pension to rise 10.1% this week: what it means for you
This week the full amount of the weekly state pension will increase by 10.1%, the highest ever rise, for 12.5 million retirees. We explain what that means for your state pension
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Your end-of-tax-year checklist
We’ve put together a handy list so you can make the most of tax breaks and allowances before the tax year ends on 5 April, potentially saving hundreds of pounds.
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Revealed: the holiday hotspots where your pound goes furthest
Three years on from the UK’s first lockdown, many holidaymakers are gearing up to travel abroad again. But where can British travellers get the most for their money?
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Interest rates rise to 4.25% - what does it mean for your money?
The Bank of England has increased the base rate for the 11th time in a row. We look at whether rates could rise further this year, and what the latest hike means for your mortgage and savings
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What will a Bank of England interest rate rise mean for your mortgage rate and payments?
The Bank of England could raise rates again when it meets on Thursday, potentially hiking rates to 4.25%. We explain what it could mean for your mortgage - and how to get help if you’re struggling with payments
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Get more for your money with a stocks and shares ISA
A stocks and shares ISA could grow your money faster than a cash ISA. But what is it exactly and who is it suitable for?
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Revealed: Airline exchange rate rip-off hikes flight costs by up to 11%
Some airlines add a hefty markup when flights are paid for in sterling rather than a different currency. We reveal which airlines use a poor exchange rate - and how to avoid getting stung
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Spring budget 2023: when is it and what to expect
The chancellor Jeremy Hunt is preparing to deliver his spring budget on 15 March 2023. We look at what changes could be announced, and how they’ll affect the pound in your pocket
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Pension savers set for a triple boost in the Budget
Jeremy Hunt is expected to hike a trio of pension allowances, including the lifetime allowance, in his Spring Budget on 15 March. We explain what it means for you
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How to build a £1 million pension pot for your child
By saving into a pension for your child each year until their 18th birthday, you could turn them into a pension millionaire by the time they retire
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Cold weather payments: can you get £25 towards your energy bills?
The government has so far made more than 4.2 million cold weather payments - worth £25 each - to households this winter. We explain who is eligible and how to claim.
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Discount code not working? Bag a free £20 gift card from Vouchercodes
You can claim a free £20 gift card from Vouchercodes.co.uk if you discover a discount code that doesn’t work. We explain how it works, how to apply - and whether there’s a catch
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Aldi selling £10 of food for £3.30 via Too Good To Go app - how to get a bag for yourself
Like saving money and food? You can grab a bag containing Aldi food items worth at least £10 that are approaching their use-by dates for just £3.30. But how does it work - and is it worth it?
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Pressure on government to postpone next month’s Energy Price Guarantee hike
The cap on energy bills will rise from £2,500 to £3,000 on 1 April, despite falling wholesale gas prices. Campaigners say the chancellor must postpone the hike to avoid millions more people falling into fuel poverty
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Warning: illegal and dangerous electric heaters for sale on Amazon and eBay
Illegal heaters that could cause fires or electric shocks have been discovered for sale online. We explain how to make sure you buy a safe plug-in heater - and what to do if you’ve bought a dangerous one
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Tesco Pay+ and Clubcard apps to close - here’s what you need to do
Tesco shoppers who use the apps will need to download a new phone app to avoid missing out on loyalty points
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M&S trials £120-a-year Sparks Plus subscription - is it worth it?
M&S Sparks Plus loyalty subscription includes monthly £10 vouchers, unlimited next-day delivery and free hot drinks. We look at whether it’s worth the £120 price tag
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Romance scams warnings: more than £88 million lost in last year - how to protect yourself
The average loss experienced by dating fraud victims has risen sharply. We explain how to protect yourself
