About us
Find out more about the people behind The Money Edit
The Money Edit is the essential go-to site for anyone who wants to better manage their money.
Written by award winning financial journalists, we bring you the information you need to be smart with your money, save more and be better with your spending.
We will keep you up to date with the news and provide top tips around managing your finances.
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Get in touch
Email: kalpana.fitzpatrick@futurenet.com
London, UK
Address: 121 - 141 Westbourne Terrace, Paddington, London W2 6JR
Telephone: +44 (0)20 7042 4000
Bath, UK
Address: Quay House, The Ambury, Bath BA1 1UA
Telephone: +44 (0)1225 442244
Meet the team
Kalpana is an award-winning journalist with extensive experience in financial journalism. Her work includes writing for a number of media outlets, including national papers and well-known women’s lifestyle and luxury titles, where she was finance editor for Cosmopolitan, Good Housekeeping, Red and Prima.
She started her career at the Financial Times group, covering pensions and investments.
As a money expert, Kalpana is a regular guest on TV and radio – appearances include BBC One’s Morning Live, ITV’s Eat Well, Save Well, Sky News and more. She was also the resident money expert for the BBC Money 101 podcast and co-author of the e-careers personal finance course.
Kalpana also often speaks at events. She is passionate about helping people be better with their money, save more and be smarter spenders.
Guy has extensive experience in personal finance journalism having joined The Money Edit after 13 years at MoneySavingExpert.com, most recently as deputy editor, and working closely alongside Martin Lewis.
He has also worked at the Daily Mail as a personal finance reporter and his work has appeared in The Sun, Guardian, Observer, Mirror and other national newspapers.
As a money and consumer expert, Guy is a regular guest on TV and radio – appearing on BBC News, BBC Radio 4, Sky News, ITV News and more.
Guy also often speaks at events and appears on personal finance discussion panels. He has also been a judge for numerous industry awards.
Sarah is an experienced journalist and editor with more than 10 years' experience in the Homes industry, working across brands such as Homebuilding & Renovating, Period Living and Real Homes. After segueing into the world of personal finance, acting as launch editor of TheMoneyEdit.com, Sarah is now an Editor in Future’s Wealth division with a focus on property-related finance and household bills. She is passionate about helping people cut through confusing jargon to make the right financial decisions when getting on the property ladder and turning a house into a home.

Katie Binns is a former staff writer at The Times and The Sunday Times. She writes on personal finance, culture, travel and interviews celebrities.
Her investigative work on financial abuse has resulted in a number of mortgage prisoners being set free - and a nomination for the Best Personal Finance Story of the Year in the Headlinemoney awards 2021.

Ruth is passionate about helping people feel more confident about their finances. She was previously editor of Times Money Mentor, and prior to that was deputy Money editor at The Sunday Times.
A multi-award winning journalist, Ruth started her career on a pensions magazine at the FT Group, and has also worked at Money Observer and Money Advice Service.
Outside of work, she is a mum to two young children, a magistrate and an NHS volunteer.

Sue Hayward is a personal finance and consumer journalist, broadcaster and author who regularly chats on TV and Radio on ways to get more power for your pound. Sue’s written for a wide range of publications including the Guardian, i Paper, Good Housekeeping, Lovemoney and My Weekly. Cats, cheese and travel are Sue’s passions away from her desk!
Join the team
Want to join our team? Check out our current vacancies here.
Our contributors
John Fitzsimons
John Fitzsimons has been writing about finance since 2007, and is a former editor of Mortgage Solutions and loveMONEY. Since going freelance in 2016 he has written for publications including The Sunday Times, The Mirror, The Sun, The Daily Mail and Forbes, and is committed to helping readers make more informed decisions about their money.
Rachel Lacey
Rachel Lacey is freelance journalist with more than 20 years' experience writing about all areas of personal finance and retirement planning.
After 17 years at Moneywise magazine as both writer and editor, Rachel now writes for a variety of websites and newspapers as well as corporate clients.
She is passionate about financial education and simplifying money matters for all.
Rachel Wait
Rachel Wait is a freelance journalist. She has been writing about personal finance and consumer affairs for over a decade, covering everything from credit cards and mortgages to pensions and insurance.
She has written for a range of websites and national newspapers, including Mail on Sunday, the Observer, Forbes and the Spectator.
Ruth Jackson-Kirby
Ruth is a personal finance journalist with 17 years’ experience writing about everything from pensions to pet insurance. Ruth started her career as a staff writer for MoneyWeek and she continues to edit their personal finance section. Ruth also writes for numerous national publications including The Sunday Times, The Times, The Mail on Sunday and Good Housekeeping. Ruth is passionate about ethical investing and encouraging people to take control of their finances and not be put off by jargon.
Georgie Frost
Georgie is a multi award-winning financial broadcaster and journalist. She is a trusted voice on all matters personal finance and consumer affairs, hosting a number of money podcasts and appearing regularly on TV, radio and in print.
Georgie speaks with both authority and personal experience. Before moving into money journalism, Georgie spent a decade traveling around the country as a BBC sports broadcaster, however a spinal injury changed that.
Georgie's journey into and out of debt due to her injury sparked a deep interest in consumer rights, financial education and social mobility, which drives much of her work today.
Simon Read
Simon Read was the last personal finance editor at The Independent newspaper and now reports on finance matters for the BBC, The Evening Standard, The Daily Mirror and The Sun. He champions consumer rights and is a commentator on a range of tv and radio shows, such as Watchdog on BBC1, Sky News, Channel 5 News, Radio 5 Live, LBC and Talk Radio. He was a money expert on three series of the BBC1 TV show Right On The Money and presented a BBC Radio 4 documentary on fraud as well as battling for fair treatment from companies for two years in his Moneywise Fights For Your Rights column.
Hannah Nemeth
Hannah Nemeth has written on topics including consumer rights, personal finance, homes and property for magazines, newspapers and websites including DIYgarden.co.uk, Ocean Finance, Moneywise, and The Daily Telegraph. In her spare time, she grows her own veg, plays bridge and looks at ways to save money on her household bills.
Emma Lunn
Emma Lunn is an award-winning freelance journalist who specialises in personal finance. She has more than 17 years’ experience writing for national newspapers, trade and consumer magazines, and specialist websites. She has a particular interest in writing about property and mortgages, and enjoys explaining complex issues in an easy-to-understand way.
Laura Shannon
Laura Shannon is an award-winning consumer and money journalist with more than a decade of experience in her field. Previously she has written for Metro, The Times and The Mail on Sunday, where she was personal finance correspondent for eight years. She is passionate about helping people to save money and manage it more effectively.
Cathy Hudson
Cathy has been a journalist since 2001 and specialises in money, property and technology. Before going freelance in 2018 she worked at Which? for 12 years, first as a money writer then as an editor in the money, home, tech and cars teams. Publications she has written for as a freelancer include Loveproperty.com, Lovemoney.com, The i Paper, the London Evening Standard, Which? and Which? Computing.
Sabuhi Gard
Sabuhi is a freelance journalist, content writer, and editor. Her work includes writing for national newspapers, media agencies, and websites covering finance. With two decades of experience, Sabuhi has worked for the FT, Times Online, ITN On, Guardian, Express, Daily Mail, Mail on Sunday, Independent, Independent on Sunday, and inews.
Laura Crombie
Laura Crombie is an experienced journalist, who has been writing about consumer issues for 14 years. Property is her main area of expertise and she has written on the subject for The Times, Guardian, Metro and Zoopla, amongst others.
She is currently the content director at Real Homes, Homebuilding & Renovating, Ideal Home, Homes & Gardens, Gardeningetc and Livingetc at Future.
Abbie Laughton-Coles
Abbie is a freelance journalist and was previously managing editor at GoCompare. She spends her time making sure readers know how to save money on their bills and get the best deals.
Before joining GoCompare, she was at a tech start-up and wrote for a number of different publications, including The Daily Post.
Katrina Hendley
Katrina is a freelance writer with over 20 years' experience of creating eminently readable content for consumers. She has written for both a B2B and consumer audience helping them understand complex issues.
Some of her specialities include property, business and personal finance. She also likes to write about travel and lifestyle.
Affiliate & Advertising disclosure
We always aim to provide unbiased editorial created by our journalists and writers. We also need to pay our teams and website costs so we make money in a number of ways. We sometimes use affiliate links to products and services on retailer sites for which we can receive compensation if you click on those links or make purchases through them. From time to time we also publish advertorials (paid-for editorial content) and sponsored content on the site. When this is the case the content is clearly marked as sponsored or promoted, so you’ll always know which content is editorial and which is not. Future PLC is our parent company and has an in-depth terms and conditions page with a lot more information that you can read right here.
Privacy policy
The Money Edit is part of Future PLC. We are both fiercely committed to protecting your privacy. Please have a look at our in-depth privacy policy to find out more.
Accreditations and memberships
The Money Edit is a member of the Independent Press Standards Organisation - which regulates the UK's magazine and newspaper industry. We abide by the Editors' Code of Practice and are committed to upholding the highest standards of journalism. If you think that we have not met those standards and want to make a complaint please contact us. If we are unable to resolve your complaint, or if you would like more information about IPSO or the Editors' Code, contact IPSO on 0300 123 2220 or visit www.ipso.co.uk.
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Unions call for urgent action on pensions gender gap
Childcare and caring responsibilities still holding women back from building a decent workplace pension, TUC says
By Katie Binns • Published
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How to save money on fuel
Here's how to find cheap fuel and keep your petrol and diesel costs down
By Sue Hayward • Published